Disclaimer

Educational and informational purposes only

All content provided by QED Academy — including courses, videos, articles, code, models, templates, analyses, and consulting deliverables — is provided solely for general educational and informational purposes. It is not a substitute for professional judgment, independent verification, or advice from a qualified professional retained for your specific situation.

Not professional advice

Nothing provided through the Services constitutes financial, investment, lending, credit, banking, actuarial, accounting, tax, legal, regulatory, or other professional advice, and nothing creates an advisory, agency, or fiduciary relationship between you and QED Academy. You should consult qualified, licensed professionals before making decisions that have financial, legal, or regulatory consequences.

No guarantee of results

We make no representation or warranty that any course, technique, model, analysis, or recommendation will produce any particular result, outcome, performance, accuracy, profit, loss reduction, or regulatory acceptance. Analytical models are simplifications of reality; their outputs depend on assumptions, data quality, and context, and they can be wrong. Any examples, figures, or projections are illustrative only.

Your responsibility

You are solely responsible for:

• independently reviewing, testing, and validating any model, code, or analysis before using it;
• all business, lending, pricing, risk, and investment decisions you make;
• ensuring your use complies with all laws, regulations, and supervisory expectations applicable to you and your organization (including, where relevant, fair-lending, consumer-protection, model-risk-management, and data-privacy requirements); and
• any consequences arising from your use of the Services.

Regulatory and compliance note

References to regulatory frameworks or supervisory guidance in our content are for educational context only, may not reflect the most current requirements, and are not a certification of compliance. QED Academy does not act as your compliance function and does not warrant that any deliverable will satisfy any regulator or auditor.

Third-party content and links

The Services may reference or link to third-party tools, data, or websites. We do not endorse and are not responsible for third-party content, and your use of it is at your own risk.

Assumption of risk

By using the Services, you acknowledge and accept these limitations and agree that your use is at your own risk, subject to the disclaimers and limitations of liability in our Terms of Service.

Contact

Questions about this Disclaimer may be directed to hello@qedanalytical.com.